Zeal

Self-custodial smart-account wallet with DeFi yield on USD and EUR and a Visa debit card

DeFi Protocol
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Team Size 11+ people

About the Company

Zeal is a self-custodial wallet that pairs on-chain yield with a Visa debit card. Users can earn variable yield on USD or EUR holdings sourced from DeFi platforms Sky and Aave, with withdrawals available at any time, and the site notes that principal is at risk. Login uses biometric passkeys, and the app sends real-time transaction alerts.

The card is issued by Monavate with Gnosis Pay, works in more than 150 countries, comes in virtual and physical versions, and converts currencies at Visa's rate without Zeal adding foreign exchange fees. Cashback of up to 4% is managed by Gnosis Pay and paid in GNO. Euro transfers are handled by Monerium ehf and other transfers by Unblock LT UAB. The site states that Zeal as self-custodial software is not itself regulated, while its card and transfer partners are. The footer names Grwth Lbs.

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